Refer a Client

Business Finance 4.75% pa

  • No Personal Guarantees
  • Any Purpose

Help your clients obtain funding from their pensions

Simple, flexible business funding without banks or bureaucracy. Brokers – you make the introduction – we handle the technicalities, implementation and compliance.
Refer a Client
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How It Works

Pension

Client has existing pension funds (typically £50k+)

Assessment

We assess suitability, structure and compliance

Implementation

We handle the process of creating the solution

Funding

Capital deployed into the business for growth
  • HMRC - approved structures

Pension Led Funding is provided from pension schemes registered with His Majesty’s Revenue and Customs

Calculate Funds Available Now:

£
Please enter a valid pension value
2. Funding required (% of pension value) — max 50%* 25%
5% 50%
3. Interest rate payable to pension (% p.a.) 10%
5% 15%

Your Quick Quote:

Monthly total payment (£)
£0.00
Total repayable over term (£)
£0.00

Quick quote is indicative and intended only as a guide. A management and administration fees apply. The fund will be subject to the deductions for interest charges and these management fees. Must be secured by a charge of adequate value. The loan is restricted to 50% of the scheme value. This calculator has not been designed to provide personalised recommendations or advice and should not be relied on for that purpose. Your use of this calculator is at your own risk and should result in tax charges. *Other types of PLF arrangement are available.

Capital Without Constraint

Capital Without Constraint

Banks can be slow, business owners want control and your clients need a simple, flexible way to fund their business

Simplicity

Lender underwriting can be intrusive and cumbersome. Pension Led Funding avoids credit underwriting processes.

Control

External funders can create internal pressures. Pension Led Funding keeps your clients in the driving seat.

Compliance

We manage the heavy lifting and technicality so you can refer with confidence.

Pension Led Funding puts clients in control

A straightforward way to use a client’s own pension to finance their business growth

Use existing pensions

Typically existing pensions of £50k+ are considered suitable.

Fund Business Growth

Deploy capital into the business – asset finance; invoice finance; acquisition
funding; working capital.

Safeguards

Robust assessment process, HMRC-approved framework, ongoing support.

Client Costs

Set-up and administrative costs are fixed and transparent, typically recovered from the pension scheme.

Broker Fees

Brokers are paid an agreed fee once the client is successfully onboarded.

Straightforward Funding

When simplicity and control matter, PLF can be a compelling alternative to paying bank interest or equity dilution.

Transparent costs – clear broker fees

Typical client costs are outlined up-front. Broker fees are agreed in writing and paid on completion
Refer a Client

PLF in Action - Case Studies

Ms Whelan

Pension-funded works secure lucrative social housing contract.
Read More

Mr Hall

Turning stock into cashflow using pension funds.
Read More

Mr A

From broker to lender. Commercial finance broker turns pension into bridging fund.
Read More
See More Case Studies

1. Refer a client

Use the simple referral form and we’ll take it from there.

2. Assessment & Implementation

We handle feasibility, suitability and documentation.

3. Client funded, you’re paid

Clear milestones and agreed broker fees.

From Referral
to Payment.

Refer a client now

From Referral
to Payment.

Refer a client now
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